Household budget · No bank login
Photograph a receipt or upload your bank statement. HomeMargin sorts it, compares it with last month and tells you what to watch.
30 days free · No card · In Spanish and English
Bank connections break and need reconnecting. Envelope methods take weeks to learn. Since Mint shut down, the good options cost about $100 a year. HomeMargin keeps what matters: how much went out, how much is left, and what changed.
Typical budgeting appAsks for your bank login through a third party. Connections drop, duplicate transactions or lag a day, and you re-link accounts again and again.
HomeMarginPhoto of a receipt, your statement as a PDF or screenshot, or the CSV every US bank lets you download. Works with every bank and card, and spots transactions you already have.
Typical budgeting appZero-based or envelope methods that take weeks to learn.
HomeMarginThree numbers: spent, came in, left. Budgets only where you want them.
Typical budgeting appBuried in reports and charts.
HomeMarginOne line on the first screen: what you spent, what came in and what you kept, against the month before.
Typical budgeting appSeparate apps or paid tiers to find them.
HomeMarginEvery bill with its due day, a mark-paid button, an alert when one goes up and the yearly cost of your subscriptions.
Typical budgeting appNot tracked.
HomeMarginEvery product on your receipts, compared with the last time you bought it.
Typical budgeting appExtra cost, or one shared password.
HomeMarginEveryone at home with their own login, at no extra cost.
Typical budgeting appAround $100 a year, and some charge per person.
HomeMargin$4.99 a month for the whole household, with the first 30 days free.
See at a glance what you spent, what came in and what is left, and how it compares with the same day last month.
Receipts, card and bank statements: Claude reads them, you check, done in a minute.
Set a limit for groceries or eating out and get a warning when it's going too fast, not after.
Rent, utilities and subscriptions with their due dates. Know what's still to pay this month.
Find out which products went up at your supermarket, with the percentage.
Each person adds what they spend; the totals are for everyone.
Choose your currency. You start with example data to look around.
Scan last month's statement and this week's receipts, or type a movement in five seconds.
Open This month: spent, left, alerts and bills due. That's it.
Household plan
$4.99/ month
30 days free. No card to start.
No. HomeMargin never asks for your bank password. You photograph receipts or upload the statement your bank already gives you, as a PDF or screenshot.
All of them: Chase, Bank of America, Wells Fargo, Capital One, Amex, credit unions. Download the CSV from your bank's website, or upload the PDF statement or a screenshot.
They are only used to read the amounts and are not stored. You review every amount before it is saved.
Yes. Create an invite link in Settings. Each person has their own login and sees the same budget, at no extra cost.
No. Without budgets you still see what you spent, what came in and what is left, against the month before. Add limits only where they help.
Any time, from the Billing page. Your data stays until you delete it.
Start with an example household and bring in last month's statement in a minute.
Start your free month